Instructions
Quick setup, plain-English steps.
See a cash crunch coming — months before it happens.
A 12-month cash flow forecast that tracks money in, money out and your running balance, so you always know where you'll stand.
In the $10 bundle
Comes with 4 more finance templates · 7-day money-back guarantee · Excel + Google Sheets.
The built-in dashboard — 12 months of cash in, cash out and running balance, calculated automatically.
What's inside
Your year, on one screen
Settings
Opening balance, currency and category labels in one place.
Cash Flow Forecast
The 12-month grid: cash in, cash out and a running closing balance carried month to month.
Categories
Group your inflows and outflows so totals roll up cleanly.
Dashboard
A balance line chart plus cash-in vs cash-out, with low-balance months flagged.
Why it's worth it
Plan with confidence
Spot the dip early — the running balance carries across 12 months, so a shortfall shows up while you can still act.
Money in, money out, at a glance — every inflow and outflow rolls into a clear monthly picture.
One chart tells the story — a balance line plus cash-in/out bars, read your year in seconds.
Low-balance alerts — tight months are flagged automatically instead of catching you by surprise.
Excel and Google Sheets — works wherever you keep your numbers, no subscription.
Who it's for: freelancers and small business owners whose income isn't perfectly even month to month — and who want a real answer to "will I be okay in three months?"
Questions
Before you buy
Do I need accounting knowledge?
No. You enter expected money in and money out; the template does the running-balance math and charts for you.
Can I customise the categories?
Yes. Rename inflow and outflow categories in Settings to match your business.
Does it work in Google Sheets?
Yes. Built in Excel, fully Google-Sheets-compatible — just upload the file.